Question by Alarafan2: How can I reduce my expenses? Childcare £460, transport £350 (rent £0)
Could I have some help with this. I have a three year old and I live in Birmingham. Before, I was working evenings, and would stay with her during the day. Now, I have have a good job offer in Milton Keynes.
I share a house with my mother and sister and at the moment was not paying rent but contributing towards bills.
I started this week and my mother is off but from next week it will be as follows. My mother works a four day week, so on one of the days she will look after her. For the rest of the week I will drop her off at nursery at 8am, they will take her to her school which is next door, then I pick her up at 6 pm.
I am commuting from Birmingham to Milton keynes in the morning.
If I were to hire a bedsit is would be about £500 per month and the childcare expenses are the same so in the end commuting is actually cheaper for me.
I do not know many people with kids in the area to ask them to help out with babysitting. I have a distant relative who has kids in primary school but the couple of times I have needed her to be picked up from school and I asked them it was just Drama. I have another relative but she is disabled and cant move around and would not cope with a 3 year old running around.
Thank you for suggestions. I am getting a headache thinking that I could end up working for transport and childcare 
Oh, I am not entitled to tax credits because I am a foreign national
Sorry, I will be travelling by train.
It is cheaper by coach but that would make a 4 hour commute daily and it is quite tiring.
Best answer:
Answer by DONALD J
try takin insurance or a loan maybe , now that can help. or get salary raise.
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